ADEHYMAN LATEST JOB VACANCY IN GHANA: RECRUITMENT FOR DEPUTY CREDIT MANAGER (VACANCIES IN GHANA 2011)

Company Profile

Adehyeman Savings and Loans Limited (ASL) is a non-bank financial institution licensed by the Bank of Ghana to provide financial services to various parts of Accra.

Job Description

As part of our expansion program and business strategy, we require the services of a smart, confident, performance oriented and experienced professional to be employed as Deputy Credit Manager - Strategy, Product Development & Portfolio Growth.

Some Job Responsibilities
1. STRATEGY

• Conducts market research, competitor analysis, industry analysis and macroeconomic analysis to determine credit products that best suit the needs of our clients and which will be profitable for Adehyeman
• Ensures a continual appraisal and revision of existing credit products
• Coordinates the development of  demand acquisition plans to help sustain demand for all our loan products
• Plays a key role in the development and revision of an up-to-date, customer-centered and risk-based Credit Policy Document
• Plays a key role in the development and periodic revision of a job-focused Credit training manual for Adehyeman
• Designing an effective and efficient database and reporting templates for credit data management and reporting

2. CONTROL

• Regular monitoring of loan officers output and productivity and taking corrective measures to deal with variances
• Regular monitoring of product and sector compositions of our loan portfolio with the aim of ensuring that such ratios are within the acceptable limits
• Constantly monitoring our credit products in the light of competitor information and clients’ preferences and suggesting modifications or improvements
• Constantly monitoring our loan processes and suggesting useful modifications

3. TASK EXECUTION

• Setting disbursement and portfolio growth targets for all branches and credit officers
• Assist branches in discovering new markets within their catchment areas for the purpose of generating demand for loans
• Identify training needs of our credit staff (and others involved in credit administration) and organize trainings for them
• Participates in branches credit committees
• Gives support to the branches (when BM or Credit supervisor is on leave or resigns pending replacement)

Required Skills or Experience

Educational requirements

• A first degree in accounting, mathematics or any other relevant field with at least 2 years experience in credit administration in a microfinance institution
• Experience in product development
• Good knowledge of group lending methodology
• Background in marketing or research would be very advantageous

Special / Personal Abilities

• Determined personality with initiative and perseverance
• Good analytical skills
• Excellent communication and marketing skills
• Be a good trainer, facilitator, mentor, coach and good oral and written communication skills
• Possess good leadership skills and other managerial competencies
• Proficient in MicroSoft office applications(Power Point, Word, Advanced Excel)

How To Apply

Please note that only those who meet the requirements of this position should apply and only short listed candidates would be contacted. Application letters with CV should be sent to:
   

The Human Resource Department
Adehyeman Savings and Loans Limited
P.O. Box GP 13249
Accra

Or

e-mail CV to: HR@adehyeman.com